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Help

If you are experiencing serious financial problems we recommend that you seek help. The following organisations offer advice free of charge. This is not an exhaustive list.

AdviceUK Phone 0207 469 5700 for advice centres.	Money Advice Scotland www.moneyadvicescotland.org.uk
Citizens Advice: www.adviceguide.org.uk (England & Wales) www.cas.org.uk (Scotland) www.citizensadvice.co.uk (Northern Ireland)	National Debtline www.nationaldebtline.co.uk
Consumer Credit Counselling Service (CCCS) www.cccs.co.uk	PayPlan www.payplan.com

I cannot afford to pay this